How long has it been since you looked at the terms of your mortgage? If your circumstances have changed and you suspect your home loan is in a bad shape, don’t worry, the team at Coast Finance can help. Or if you haven’t had a loan review in the last two years, a home loan health check may be just what the doctor ordered.
The team at Coast Finance can complete a home loan health check for you either in person or over the phone. They will find out if your loan is still competitive and if it still meets your current needs.
Having an expert do this for you can take the stress out of the process. They will do the research to determine if your loan is suited to your financial circumstances and goals. They will assist with negotiating new terms with your current lender and walk you through refinancing options with other lenders.
To get the most out of your home loan check, it’s important to know what you want checked.
Consider your current financial position, what you want in a home loan and your financial goals.
Think about the following before you speak to the team:
Coast Finance may be able to secure you a payment structure that makes your repayments more manageable and frees up cash flow. Checking the state of your current loan could uncover the opportunity to access equity or take out additional finance, which could be used to consolidate other debt you may have, fund renovations or help you purchase an investment property.
Even if we find your current loan is still suitable and competitive, this outcome can give you peace of mind that you are not overpaying in interest or other fees.
If you would like to discuss the opportunity for a home loan health check please contact Warren Bank at Coast Finance on 0404340212 or warren.bank@coastfinance.net
Author: Coast Finance
Source: financefocus.com
